Budgextra — Privacy Policy

Last updated: February 2026

Budgextra ("the App") is developed by David Picknell. This Privacy Policy explains how your data is handled when you use Budgextra on iPhone and iPad.

Privacy first: Budgextra does not collect, track, or transmit your data. Your financial information stays on your device and in your private iCloud account (if enabled).

Data Collection

Budgextra does not collect, store, or transmit any personal data to external servers. All financial data — including bills, income, expenses, balances, and settings — is stored locally on your device.

iCloud (CloudKit) Sync & Backup

iCloud sync is enabled by default. If you are signed in to iCloud, Budgextra will automatically sync and back up your data across your Apple devices using Apple’s CloudKit service.

This data is stored in your private iCloud account and is not accessible to the developer or any third party.

You can disable iCloud sync at any time in the App’s Settings if you prefer to keep your data on-device only.

Important: If iCloud sync is disabled and you uninstall the App or lose your device, your data will be permanently lost and cannot be recovered.

Apple’s handling of iCloud data is governed by Apple’s Privacy Policy.

Local Storage

All data is stored locally within the App’s sandboxed storage on your device. Budgextra does not upload or share your data with any external services.

Face ID

Budgextra offers an optional Face ID lock to protect access to your financial data. Face ID authentication is handled entirely by Apple’s system frameworks.

Budgextra does not access, store, or transmit any biometric information.

Analytics & Tracking

Budgextra does not use analytics, tracking technologies, advertising frameworks, or third-party SDKs.

No usage data, behavioural data, or crash analytics are collected by the developer.

Third-Party Services

Budgextra does not integrate with third-party services, APIs, financial institutions, or advertising networks.

The only external service used is Apple’s iCloud (CloudKit) for optional cross-device sync and backup.

Children’s Privacy

Budgextra does not knowingly collect personal information from children. The App does not require accounts, logins, or personal identification.

Changes to This Policy

This Privacy Policy may be updated from time to time. Any changes will be reflected on this page with an updated date.

Contact

If you have any questions about this Privacy Policy, please contact:
Email: ferrraridave@icloud.com

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